20 Sep

List of NI Act Bank Holidays for 2022 – All States (Delhi, Uttar Pradesh, West Bengal, Telangana, Maharashtra, Rajasthan, Tamil Nadu, Madhya Pradesh, Karnataka, Kerala, Gujarat, Haryana, Punjab, Odisha, etc.)

State Wise Lists of Indian Bank Holidays 2022 under N.I. Act or Public Holidays. BANK HOLIDAYS AS NOTIFIED BY IBA / RBI under Negotiable Instruments Act (NI Act) for THE YEAR 2022 FOR DIFFERENT STATES IN INDIA – Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Chandigarh, Delhi, Dadra and Nagar Haveli, Daman and Diu, Goa, […]

12 Sep

20 Difficult Idioms for Exams and Learning

Idiom Meaning Beat around the bush To avoid talking about what’s important Get your act together Get organized and do things effectively Hit the sack Go to sleep Your guess is as good as mine I do not know Good things come to those who wait To have patience Back against the wall Stuck in […]

05 Jun


Check out the Top 10 Highest Mountains in the World. This question is generally asked in the competitive and government exams. 1. MOUNT EVEREST, HIMALAYAS, NEPAL/TIBET AUTONOMOUS REGION, CHINA – 8848M 2. K2, KARAKORAM, PAKISTAN/CHINA – 8611M 3. KANGCHENJUNGA, HIMALAYAS, NEPAL/INDIA – 8586M 4. LHOTSE, HIMALAYAS, NEPAL/TIBET AUTONOMOUS REGION, CHINA – 8516M 5. MAKALU, HIMALAYAS, […]

11 Nov


Check out TELANGANA NI ACT BANK HOLIDAYS 2021. These are also called ‘Gazetted Holidays under NI Act'(The Negotiable Instruments Act, 1881) which are applicable for all Banks, LIC, GIC, GIPSA Insurance Companies and various other public sector companies. Also check out GENERAL HOLIDAYS & RESTRICTED HOLIDAYS 2021 (OPTIONAL). General Holidays are applicable to State government […]

23 Jul

11th BPS SETTLEMENT MOI – INCREASE in Family Pension

The only bright spot for retirees in 11th BPS is improvement in Family Pension. (That too an informal information) A sample calculation on Dec 2019 DA %: *Family Pension Clarification:* *Formula:* *(Based on last drawn Basic Pay+Spl.Pay+PQA+FPP)* *For 10th B.P.S* *Up to Rs.* *11000=30%* *11001 to 22200=20%* *Above 22201 =15%* *Example:* *A Spl.Asst. last drawn […]

15 Nov

BHARAT-22 Exchange Traded Fund

BHARAT-22 Exchange Traded Fund is launched by The Union Government on 14 November 2017. The Union Government launched the BHARAT-22 Exchange Traded Fund (ETF). This will be managed by ICICI Prudential Mutual Fund with an initial amount of Rs 8000 crore. QUICK BITES: LAUNCHED BY : UNION GOVERNMENT OF INDIA MANAGED BY : ICICI PUDENTIAL […]