LIST OF IMPORTANT BANKING ABBREVIATIONS
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ACF ——— Auto-Correlation Function
AD ——— Authorized Dealer
ADB ———- Asian Development Bank
ADR ———- American Depository Receipt
AFS ———– Annual Financial Statement
AGM ———– Annual GeneralMeeting
AIRCSC ———– All India Rural Credit Survey Committee
AO ——— Additive Outliers
AR ——— Auto Regression
ARIMA ———- Auto-Regressive Integrated Moving Average
AFS ———– Available For Sale
ASSOCHAM ———- Associated Chambers of Commerce and Industry of India
ATM ———- Asynchronous Transfer Mode
ATM ———- Automated Teller Machine
BIS ———– Bank for International Settlements
BOI ———– Bank of India
BoP ———– Balance of Payments
BPM5 ———– Balance of Payments Manual, 5th edition
BPSD ———- Balance of Payments Division, DESACS, RBI
BSCS ———- Basel Committee on Banking Supervision
BSR ———– Basic Statistical Returns
CAD ———- Capital Account Deficit
CAG ———- Controller and Auditor General of India
CBS ———- Consolidated Banking Statistics
CC ——— Cash Credit
CD ——— Certificate of Deposit
CD ———- Ratio Credit Deposit Ratio
CDBS ———– Committee of Direction on Banking Statistics
CF ———- Company Finance
CFRA ———– Combined Finance and Revenue Accounts
CGRA ———– Currency and Gold Revaluation Account
CII ———— Confederation of Indian Industries
CO ———– Capital Outlay
CP ——— Commercial Paper
CPI ———- Consumer Price Index
CPI-IW ———– Consumer Price Index for Industrial Workers
CR ——— Capital Receipts
CRAR ———- Capital to Risk Weighted Asset Ratio
CRR ———– Cash Reserve Ratio
CSIR ———– Council of Scientific and Industrial Research
CSO ———- Central Statistical Organisation
CVC ———- Central Vigilance Commission
DAP ———– Development Action Plan
DBOD ———- Department of Banking Operations and Development
DBS ———– Department of Banking Supervision,
DCA ———– Department of Company Affairs,
DCB ——— Demand Collection and Balance
DCCB ———- District Central Cooperative Bank
DCM ———- Department of Currency Management,
DD ———– Demand Draft
DDS ———– Data Dissemination Standards
DEIO ———– Department of External Investments and Operations
DESACS ———– Department of Statistical Analysis & Computer Services,
DGBA ———– Department of Government and Bank Accounts, RBI
DGCI&S ———– Directorate General of Commercial Intelligence and Statistics
DI ———- Direct Investment
DICGC ———- Deposit Insurance and Credit Guarantee Corporation of India
DID ———– Discharge of Internal Debt
DMA ———– Departmentalized Ministries Account
DRI ———– Differential Rate of Interest Scheme
DSBB ———– Dissemination Standards Bulletin Board
DVP ———– Delivery versus Payment
ECB ———– External Commercial Borrowing
ECB ———— European Central Bank
ECGC ———– Export Credit and Guarantee Corporation
ECS ———— Electronic Clearing Scheme
EDMU ————- External Debt Management Unit
EEA ———– Exchange Equalization Account
EEC ———— European Economic Community
EEFC ———– Exchange Earners Foreign Currency
EFR ———— Exchange Fluctuation Reserve
EPF ———– Employees Provident Fund
EXIM Bank ———— Export Import Bank of India
FCA ———— Foreign Currency Assets
FCCB ——— Foreign Currency Convertible Bond
FCNR(B) ———– Foreign Currency Non-resident (Banks)
FCNRA ———– Foreign Currency Non-resident Account
FCNRD ———— Foreign Currency Non-Repatriable Deposit
FDI ———— Foreign Direct Investment
FEMA ———- Foreign Exchange Management Act
FI ———– Financial Institution
FICCI ———- Federation of Indian Chambers of Commerce and Industry
FII ———- Foreign Institutional Investor
FIMMDA ———- Fixed Income Money Market and Derivatives Association of India
FISIM ———– Financial Intermediation Services Indirectly Measured
FLAS ———- Foreign Liabilities and Assets Survey
FOF ———- Flow Of Funds
FPI ———- Foreign Portfolio Investment
FRA ———- Forward Rate Agreement
FRBM ———- Fiscal Responsibility and Budget Management Act
FRN ——— Floating Rate Note
FSS ———- Farmers’ Service Societies
FWG ——— First Working Group
GDP ——— Gross Domestic Product
GDR ——— Global Depository Receipt
GFD ——— Gross Fiscal Deficit
GFS ——— Government Finance Statistics
GIC ———– General Insurance Corporation
GLS ———– Generalized Least Squares
GNIE ———– Government Not Included Elsewhere
GoI ———- Government of India
GPD———- Gross Primary Deficit
G-Sec ——— Government Securities
HDFC ———- Housing Development Finance Corporation
HFT ——— Held For Trading
HICP ——— Harmonised Index of Consumer Prices
HUDCO ———— Housing & Urban Development Corporation
ICAI ——— Institute of Chartered Accountants of India
ICAO ——– International Civil Aviation Organi-sation
ICC ——– Integrated Circuit Card
ICDP ———- Intensive Cattle Development Programme
ICICI ——— Industrial Credit and Investment Corporation of India Limited
ICRA ———- Investment Information and Credit Rating Agency
ICSID ——— International Centre for Settlement of Investment
IDBI ———– Industrial Development Bank of India
IDFC ——— Infrastructure Development Finance Company Limited
IDR ———- Indian Depository Receipt
IDRBT ———- Institute for Development and Research in Banking Technology
IFC ———- International Finance Corporation
IFCI ——— Industrial Finance Corporation of India Limited
IFSC ———- Indian Financial System Code
IPG ———- Internet Payment Gateway
IPO ———– Initial Public Offering
ISO ———- International Standard Organisation
IVP ———- Indira Vikas Patra
KCC ——- Kisan Credit Card
KVP ——– Kisan Vikas Patra
KYC ——– Know Your Customer
LAF ——— Liquidity Adjustment Facility
LAN ———- Local Area Network
LBS ———- Lead Bank Scheme
LC ———- Letter of Credit
LMM ———— Liquidity Management Module
LOC ——— Lines of Credit
NSSO ——— National Sample Survey Organisation
LTF ——— Long-Term Finance
MBFC ——— Mutual Benefit Financial Company
MODS ———- Multi-Option Deposit Scheme
MPBF ——— Maximum Permissible Bank Finance
MRD ——— Market Regulation Department
MRTP ——— Monopolies and Restrictive Trade Practices
MSME ———- Micro, Small and Medium Enterprise
NABARD ———- National Bank for Agriculture and Rural Development
NAC(LTO) ———- National Agricultural Credit (Long Term Operation)
NAIO ———– Non Administratively Independent Office
NAS ———- National Account Statistics
NASSCOM ———– National Association of Software and Services Companies
NBC ———– Non-Banking Companies
NBFC ———- Non Banking Financial Companies
NEC ——— Not Elsewhere Classified
NEER ———– Nominal Effective Exchange Rate
NFA ———– Non-Foreign Exchange Assets
NFD ———- Net Fiscal Deficit
NGO ———- Non-Governmental Organization
NHB ———– National Housing Bank
NIC ——— National Industrial Classification
NIF ——— Note Issuance Facility
NNML ———- Net Non-Monetary Liabilities
NPA ———- Non-Performing Assets
NPD ——— Net Primary Deficit
NPRB ———- Net Primary Revenue Balance
NPV ——— Net Present Value
NR(E)RA ———- Non-Resident (External) Rupee Account
NR(NR)RA ———- Non-Resident (Non-Repatriable) Rupee Account
NRE ——— Non-Resident External
NRG ———- Non-Resident Government
NRI ———- Non-Resident Indian
NSC ———– National Statistical Commission
NSSF ———- National Small Savings Fund
OD ——— Over Draft
ODA ——– Official Development Assistance
OECD ——— Organisation for Economic Cooperation and Development
OECO ——– Organisaton for Economic Cooperation
OFI ——— Other Financial Institutions
OLTAS ———- OnLine Tax Accounting System
OMO ———- Open Market Operations
OSCB ———- Other Indian Scheduled Commercial Bank
PACF ———- Partial Auto-Correlation Function
PACS ——— Primary Agriculture Credit Societies
PCARDB ———- Primary Cooperative Agriculture and Rural Development Bank
PD ———- Primary Deficit
PDAI ———– Primary Dealers Association of India
PDO ——– Public Debt Office
PDO-NDS ——– Public Debt Office-cum- Negotiated Dealing System
PDs ——— Primary Dealers
PES ———- Public Enterprises Survey
PF ———- Provident Fund
PIO ——— Persons of Indian Origin
PMJDY ———– Pradhan Mantri Jan-Dhan Yojana
PNB ——— Punjab National bank
PO ———– Principal Office
PRB ——— Primary Revenue Balance
PSE ——— Public Sector Enterprises
PUC ———- Paid Up Capital
PIN ———– Personal Identification Number
PIO ———- People of Indian Origin
QIB ———- Qualified Institutional Buyers
QIP ———- Qualified Institutional Placement
QIS ———- Quantitative Impact Study
RBI ———- Reserve Bank of India
RD ——— Revenue Deficit
RDBMS ———– Relational Database Management System
RE ——— Revenue Expenditure
REC ———– Rural Electrification Corporation
REER ——— Real Effective Exchange Rate
RFC ———- Residents Foreign Currency
RIB ——— Resurgent India Bonds
RIDF ———- Rural Infrastructure Development Fund
RLA ———- Recoveries of Loans & Advances
RLC ———- Repayment of Loans to Centre
RNBC ———– Residuary Non-Banking Companies
RO ———- Regional Office
RoCs ———- Registrars of Companies
RPA ———– Rupee Payment Area
RPCD ———- Rural Planning and Credit Department, RBI
RR ———- Revenue Receipts
RRB ——— Regional Rural Bank
RTP ——— Reserve Tranche Position
RUF ———– Revolving Underwriting Facility
RWA ———– Risk Weighted Asset
RTGS ——— Real Time Gross Settlement
SARFAES ———– Ses and Reconstruction of Fmancial and Enforcement of Security Interest
SBI ——— State Bank of India
SCB ——— State Cooperative Apex Bank
SCC ———- Selective Credit Control
SDRs ——— Special Drawing Rights
SEBI ———- Securities and Exchange Board of India
SHGs ——— Self-Help Groups
SICA ———- Sick Industrial Companies Act
SIDBI ———- Small Industries Development Bank of India
SIDC ———- State Industrial Development Corporation
SIM ———- Subscriber Identity Module
SJSRY ———– Swarna Jayanti Shahari Rojgar Yojana
SLBC ———– State-level Banker’s Committee
SLR ———– Statutory Liquidity Ratio
SME ——— Small and Medium Enterprises
SPNS ———- Shared Payment Network Systems
SPOM ——— Self-Programmable One-Chip Microcomputer
SPV ———- Special Purpose Vehicle
SSIDC ———- State Small Industries Development Corporation
SSls ———- Small Scale Industries
STF ——— Short-Term Finance
T-Bills ——– Treasury Bills
TAN ——— Transaction Number/Tax Deduction Account Number
TCS ——— Tata Consultancy Services
TDF ——— Technical Development Fund
TRIFED ———- Tribal Co-operative Marketing Development Federation
TRIPS ——— Trade Related Intellectual Property Rights
UCPDC ———- Uniform Customs and Practice for Documentary Credits
UNCTAD ———– United Nations Conference on Trade and Development
UTI ——— Unit Trust of India
WGMS ——— Working Group on Money Supply
WPI ——— Wholesale Price Index
WSS ——— Weekly Statistical Supplement
YTM ——– Yield to Maturity
ZO ——- Zonal Office